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Student loan debt has soared from $260 billion in 2004 to $1.4 trillion in 2017, according to Debt dot org, and loan debt is growing so fast it has become a burden on the U.S. economy, warns America’s debt help organization.

After conducting research on student loan debt, Tania White, a Prairie View A&M University mechanical engineering graduate, developed an app for that.

“I developed this app based on a vision I had and steps I took to manage my student loan debt,” Tania said at the 2018 Prairie View A&M University National Alumni Association Convention. “I also used those steps to help others, including my son that attended Prairie View A&M University for 3 years,” Tania said in an interview with  Maurice Perkins for PVAMU.

4 Steps 4 Success is available on Apple and Google Play with step by step instructions on loans, the provider that debt has been assigned, links to apply for loan consolidation, access to apply for income-driven repayment options, and loan forgiveness information.

A college graduate can expect to make about $1.3 million more than high school graduates over the course of their working lives, says Debt dot org, but how much you borrow, at what terms, and how you manage your student loan repayment can have a serious impact on your  future.

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